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Does age count against you in the screening for permanent residence?

Foreigners Employment Support Organization (FESO) / Published  / Last updated

This article is a translation of the Japanese original. Where the two differ, the Japanese version prevails. Read the Japanese original(日本語版を読む)

Answer

There is no direct age limit in the requirements for permanent residence. However, age has an indirect effect, as material for judging whether you can make an independent living and whether you are meeting your public obligations. Age is one thing that is looked at in screening; it is not in itself a reason for denial.

What is this enquiry about?

This is for readers who are worried about whether their age at the time of applying affects the screening.

Is there an age limit for permanent residence?

No. There is no direct age limit such as "you must be under a certain age".

To give the conclusion first: the requirements for permanent residence contain no direct age limit.

Age is, however, a factor that has an indirect and combined effect when it is put together with the other requirements, in judging whether you are likely to be able to live a stable life. The basic viewpoint when age is taken into account is whether you can support yourself into the future without placing a burden on the state or on local government.

How does age affect the requirement to be able to make an independent living?

The older you are, the more your pension and your savings and assets matter, on top of your current income.

The requirement of "sufficient assets or skills to make an independent living" looks at whether you will be able to support yourself in future without relying on public assistance and the like.

Younger applicants (20s to 40s)

What matters here is continuing income and your career prospects. As there is still time before retirement age, if your current income is stable it is easier for the conclusion to be reached that there will be no problem in future. If your annual income and tax record at the time of applying are good, being young generally works in your favour.

Older applicants (late 50s to after retirement)

What matters here is your entitlement to a pension and your savings and assets. If you are approaching retirement age or have already retired, it is checked closely whether you have pension income and sufficient savings (in practice, several tens of millions of yen (数千万円) or more is said to be a guide figure), or assets such as a home you own.

Because there is a risk that your source of income will stop, you need to show concretely how much pension you expect to receive and what your plan for life after retirement is. If that is hard to prove, it may count against you in screening.

How is your record of pension and social insurance payments viewed?

In practice, for applications at age 50 or over, the length of enrolment in the National Pension and the payment record are said to be looked at more strictly.

Meeting your public obligations is an important requirement at any age. In particular, if you apply at age 50 or over, the length of your enrolment in the National Pension and your payment record are said to be looked at more strictly.

In practice, it is said that there are cases where, if there was a period when you failed to enrol while you were younger, paying the arrears at an older age is too late, or is regarded as not enough. Where there have been unpaid periods in the past, an application at an older age is judged to carry "a high risk of depending on Japan's social security system", and this becomes a factor leading to denial.

What should I prepare if I apply at an older age?

3 things: proof of your financial stability, meeting your public obligations, and your contribution to society.

  1. Strengthen the proof of your financial stability
    • Submit your pension record: obtain your ねんきん定期便 (Pension Coverage Regular Notice) or similar from the pension office, and show clearly how much pension you expect to receive in future.
    • Submit a certificate of bank balance: show that you have enough savings and assets to support yourself before your pension starts, and during any period when your pension is small.
    • Proof of a home or other real estate: if you own your home, this shows that you do not have to pay rent, which is a large part of living costs.
  2. Make your record on public obligations perfect
    Check your past payment record for pension and health insurance, pay any arrears if there were unpaid periods, and only then make your application, with everything in order.
  3. Show your contribution to society
    On top of a long residence history and a record of paying tax, any material showing your contribution to Japanese society, such as local activities or volunteer work, adds to the positive side.

So, can age be a reason for denial?

No. Age is one of the things looked at in screening; it is not in itself a reason for denial.

Age is not a requirement in itself, but it is important material for judging the core requirements of financial stability and meeting your public obligations.

For an application at an older age in particular, the key is how clearly and how steadily you can show your plan for life after retirement. It is important to prepare the documents about "money" and "pension" carefully, and to show concretely that you will not be a burden on Japanese society in future.

There is no need to give up on permanent residence because of your age. If you are unsure whether you can apply with your age and financial situation, please consult a specialist such as a gyoseishoshi who is familiar with residence procedures.

Frequently Asked Questions

Is there an age limit for permanent residence, such as "under a certain age"?

No. The requirements for permanent residence contain no direct age limit. However, age has an indirect effect, as material for judging the stability of your livelihood and whether you are meeting your public obligations.

What matters most if I apply in my 50s or later?

Your entitlement to a pension, and your savings and assets. It is checked whether you have pension income and sufficient savings (in practice, several tens of millions of yen (数千万円) or more is said to be a guide figure), or assets such as a home you own.

If I have unpaid pension periods in the past, does that count against me when applying at an older age?

It becomes a factor that counts against you. In practice, it is said that there are cases where, if there was a period when you failed to enrol while you were younger, paying the arrears at an older age is too late, or is regarded as not enough.

What documents should I prepare for an application at an older age?

Your pension record, such as the ねんきん定期便, a certificate of bank balance, and, if you own your home, proof of the real estate. In addition, please put your pension and health insurance payment record fully in order before you apply.

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This article provides general information. Immigration rules change, and outcomes depend on individual circumstances. Please check the Immigration Services Agency website or consult a qualified specialist.
This page is a translation of the Japanese original. Where the two differ, the Japanese version prevails.